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Protection that pays back

Get up to 2 months' cashback on your premiums , with health or life insurance. Offer runs from 28 December 2022 to 24 February 2023.

Premiums from just £5 a month. And enjoy up to 40% off premiums, when you get active1

Get a quote See terms and conditions
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We keep you covered so you can live your best life

Change your life for the better with one of our Defaqto 5 Star rated insurance and investments plans – and get rewarded along the way.

What we offer

Our plans are flexible, affordable and come with great rewards.

Health insurance

Health insurance

Fast access to private healthcare

Get a health quote Explore health insurance
Life insurance

Life insurance

Financial protection for you and your loved ones

Get a life quote Explore life insurance
Car insurance

Car insurance

Cover for whatever's around the corner

Get a car quote Explore car insurance

I looked at myself as bulletproof

Athos, Vitality Sales Director, is a keen runner. In fact, he’s run 12 ultramarathons. But when he developed sore lungs and often felt out of breath, his family started to worry. Here’s his story on how Vitality helped him with a diagnosis and getting his life back on track.

Athos

September 2021

I'm really grateful to Vitality

Chris went for a check-up at his local pharmacy through his Vitality life insurance plan. Shocked, the nurse explained he needed to see his doctor immediately. A week later, Chris found out he had type 2 diabetes. Here's how Vitality helped him.

Chris Schutrups

September 2017

How you earn rewards

Buy a qualifying product to start earning rewards. Here's how it works.

Track your activities using the latest tech
Earn points when you get active or drive well
Use your points on rewards and discounts
Track your activities using the latest tech

1 Track

Track your healthy habits using the latest tech, like Apple Watch, Fitbit or our in-car sensor.

Earn points when you get active or drive well

2 Earn

Earn points when you get active or drive well.

Use your points on rewards and discounts

3 Enjoy

Use your points to earn a whole load of rewards and discounts from our partners.

Some of the rewards you can enjoy

Apple Watch 7 Midnight

Apple Watch

Earn Apple Watch by staying active

Nike

Nike sportswear

Great prices on the Vitality collection by Nike

Garmin

Garmin

Get up to 40% off a range of smartwatches

Amazon Prime

Amazon Prime

Earn a 12-month membership by staying active

Headspace

Headspace

Get a 12-month Headspace subscription

Show me the rewards

Want to find out more?

Read up on our full range of insurance and investment plans.