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Business Protection Insurance
Safeguard the future of your business
At VitalityLife, we'll help you to safeguard the future of your business against losing someone vital. We aim to provide cover that is relevant to your business needs and, most of all, pays out when you need it.
Core Cover
Our core cover serves the basis of our innovative business protection solutions.
| Life Cover | Disability Cover for Business |
|---|---|
| Helps you protect your business if a key employee, shareholder or partner dies Find out more |
Add to Life Cover for enhanced protection against serious injury or illness Find out more |
Business Protection Solutions
You can use Life Cover or Disability Cover for business to protect your business in four ways
| Key Person Cover | Shareholder or Partnership Protection | Loan Protection | Relevant Life Cover |
|---|---|---|---|
| Protect your profits if you lose an employee through death, disability or severe illness Find out more |
Keep control of your business if a shareholder or business partner dies or suffers a severe illness Find out more |
Cover your business loans if a shareholder or a business partner dies or suffers a severe illness Find out more |
A cost-effective alternative or 'top-up' to group death in service benefit, giving your employees the best benefits. Find out more |
Good Health is Good Business
Not all insurance is the same. Only at VitalityLife will you get the right level of protection and access to a great range of discounts and rewards that help you and your employees lead a healthy lifestyle.
Why Vitality Optimiser?
- Access to exclusive rewards for just staying healthy – From money off travel with BA or Eurostar, to a weekly cinema ticket and Starbucks beverage.
- Help save the business money - Your employees can affect the cost of premiums through their Vitality status. If they keep healthy, you could pay less on their policy.
- SME employee benefit package - Allows you to offer your employees wide ranging benefits to help them remain healthy, engaged and productive.
Are you a sole trader?
If you're a sole trader, you can choose to cover yourself using our award-winning personal protection options.
- Life Cover - a lump sum cash payment if you die or are diagnosed with a terminal illness
- Serious Illness Cover works on a severity basis covering up to 166 conditions
- Income Protection Cover that could start as early as 7 days after you stop working
Explore our personal protection options
Need help exploring the right options to protect your business?
Call 03334149323 to talk to a business adviser today.
Request a call backExplore our Business Protection Insurance
Is my business at risk?
Our Business Risk Calculator can help you calculate the probability of one of your key employees dying before retirement age.
Calculate nowCalculate your Tax Savings
How much tax saving can you achieve with a Relevant Life Policy?
Calculate now
