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For 100+ employees

Corporate health insurance

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Corporate health insurance helping your employees get healthier

Our 5 Star Defaqto rated corporate health insurance gives your employees award-winning cover. They’ll also get access to the Vitality Programme, which rewards them for getting active. And we have award-winning customer service on hand too. Our dedicated team will ensure your employees get excellent care every step of the way.

According to Britain’s Healthiest Workplace, lost productivity is costing the UK economy around £91 billion each year. But employees who engage with Vitality are off sick 45% less (Vitality People Study 2018).

Our award-winning care and track record of positive behavioural change is unique. As your employees benefit from better health, you'll see higher job satisfaction and better performance.

What does our corporate health insurance cover?

  • Care and services

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    From diagnosis to treatment, the Vitality GP app gives your employees access to healthcare services. And there is up to £100 per plan year for private prescriptions and minor diagnostic tests. They can also refer themselves online for physiotherapy and mental health support.

  • Mental health support

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    Employees can access up to eight sessions of counselling or cognitive behavioural therapy. They can also access Togetherall, an online platform approved by the Care Quality Commission. And there’s Headspace, a mindfulness app. It offers help and advice 24 hours a day, seven days a week. And there’s more if you take out extra cover.

  • Cancer cover

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    A cancer diagnosis can have a devastating effect on your employees and their families. That’s why we offer comprehensive cancer cover. It includes discounted cancer screenings and risk assessments, as well as access to diagnostics and advanced treatments. Our doctor-led team can guide them through treatment and offer advice on services.

  • Rewards and partners

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    The Vitality Programme rewards your employees for getting active and staying healthy. This can increase engagement by up to 70%, according to the Britain's Healthiest Workplace survey. It includes discounts on activity trackers, weekly coffees and more.

  • Health assessments

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    All members get an online health review and a healthcheck at LloydsPharmacy or virtually with a nurse. We also offer up to 81% off Bluecrest health screenings.

Build a health strategy with our insights

Traditional corporate health insurance treats members when they are ill. But we also have an integrated wellness programme. If your employees stay active, they'll benefit. And so will your business.

We also have tools to find out how healthy your employees are. They can take an annual health review and a Vitality healthcheck. This gives them key information about their health, while you get a picture of your workforce’s health. We also offer a range of surveys, which report on health and work issues affecting your employees.

These valuable insights will help drive your workplace health strategy. And your dedicated client manager will help you access our services and build a strategy too.
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Access care quickly with personalised digital tools

It’s quick and easy for your employees to get care. We provide digital tools that they can access, whenever and wherever they need it:

Online doctor appointments
With our Vitality GP app, your employees can book an online appointment. The doctor can then refer them for treatment, without your employee needing to contact us.

Digital hub for care and claims
The Care Hub means your employees can quickly see their cover limits and treatments, or make a claim. Treatments like physiotherapy and mental health can be delivered digitally too.

For anything else, or access to rewards, they can go to Member Zone.

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Get active. Get rewarded.

When you take out corporate health insurance with us, your employees get access to rewards and other benefits when they get active. We call this type of cover Vitality Select. There’s discounts on Caffè Nero, Expedia, Runners Need, activity trackers and gym memberships. Or you can choose to upgrade to Vitality Plus, which includes:

  • Discounts on Apple Watch
  • Cashback on healthy food with Waitrose & Partners
  • Monthly cinema tickets
  • Weekly movies with Rakuten TV

    • Try our calculator to see how the programme can help your employees get healthier and benefit from better productivity, better performance and higher job satisfaction.

    Go to Vitality Return on Investment Calculator
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    Is your business thinking about moving to a hybrid way of working?

    Help put your employees' health and wellbeing at the heart of your business. You can find out more about hybrid working from our new report. We're partnered with the Royal Society for the Encouragement of Arts, Manufacturing and Commerce.
    Want to take a more in-depth look? Here's a link to our brochure: Corporate health insurance brochure (PDF)
    Get a customised quote for your business

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    Corporate health insurance FAQs

    What's included in Vitality's health insurance for large businesses?

    As one of the UK’s largest healthcare insurers, we can make your cover flexible to your business. We also provide a transition agreement, so employees can continue any treatment. You can choose the level of cover you want, with options including:

    • Hospital fees
    • Cancer care
    • Diagnostic tests and scans
    • Consultant appointments and physiotherapy
    • Mental health treatment
    • Cash benefits when having treatment on the NHS
    • Travel cover
    • Vitality GP consultations
    • Up to £100 for private prescriptions and minor diagnostic tests referred by a Vitality GP
    • Childbirth/adoption cash benefit
    • Oral surgery
    • Pregnancy complications cover
    • Private ambulance cover
    • Accommodation for one parent when their insured child has in-patient treatment
    • Up to 21 days of rehabilitation following a stroke or serious brain injury
    • Weight loss surgery (with member contribution of 25%)
    • Corrective surgeries (with member contribution of 25%).

    What underwriting options are there for corporate health insurance?

    You can choose from four kinds of underwriting. These are Medical History Disregarded, Full Medical Underwriting, Moratorium or Continued Personal Medical Exclusions.

    We also offer Master Trust and Standalone Trust. These are for schemes with more than 300 and 500 employees.