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Car insurance that rewards you

Earn up to 25% cashback every month, when you drive well or have car-free days*

Comprehensive cover you can trust

Why it pays to drive well with Vitality

You're a good driver. It's time to get something back from your car insurance.

Cash

Up to 25% cashback every month

Drive well, get money back. Good drivers will earn on average up to £98 cashback a year.*

Defaqto Award

5 Star Defaqto-rated cover

Get comprehensive cover from £193**

Car pound sign

Up to £250 off your excess

By driving well you can reduce the excess you pay when you make a claim, by up to £250

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Members get more – don’t miss out

Already a Vitality Healthy Living member? Get your exclusive offer when you purchase a car insurance plan:

✓ We guarantee to beat your renewal quote
✓ Plus you'll get an Amazon.co.uk Gift Card worth at least £50*

* Your Amazon.co.uk Gift Card is based on your Healthy Living status when you buy a plan. Terms and conditions apply.

How to earn rewards for good driving

Our app and sensor work like a smartwatch for your car. Use them to earn rewards in 3 easy steps.

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1 Download our app

Download the app and attach our driving sensor to your windscreen

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2 Drive well or have a car-free day

We’ll reward you for your good driving on the days you do drive PLUS reward you on the days you don’t drive

3 Get your rewards

Earn rewards including up to 25% cashback, money off your excess and more

What's in our 5 Star cover?

You get fully comprehensive insurance with Vitality.

Repairs are guaranteed

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Uninsured driver protection 

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Windscreen cover

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Replacement keys

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90 days EU cover

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Travel costs

Supporting text is required

Add extras to your cover

Need a few more things that work for you?

Legal protection

Motor Legal Protection

Add Motor Legal Protection Cover for £24.99 per

Breakdown cover

Breakdown Cover

Add Breakdown Cover with the RAC

Car insurance

Replacement Car Cover

Add Replacement Car Cover for £23 per year

NCD Protection cover

NCD Protection Cover

No Claims Discount Protection Cover; priced

4x4 car

Drive well. Save money. Help the planet.

When you drive well, we'll offset up to 100% of your carbon emissions. Plus, we'll also reward you for car-free days.

Refer a friend

Vitality member offer

Refer a friend and get £100 Amazon Gift Card when your friends switches to Vitality car insurance. Terms and conditions apply.

More Vitality products

We’ve created some guides for you to get to know the details

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