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Transfer an ISA to Vitality


Transfer your ISA

Capital at risk

Transferring an ISA – a simple switch

It’s possible to transfer your Cash ISA or Stocks and Shares ISA to another provider. You can even transfer from a Cash ISA to a Stocks and Shares ISA, or vice versa. You may want to transfer your ISA if you’re willing to take some risk and get potentially higher gains on your existing ISA, or to move all your investments in one place – so they’re easier to keep track of.

You can transfer Cash ISAs and Stocks and Shares ISAs to a VitalityInvest Stocks and Shares ISA. With our unique benefits and range of funds, you could grow your money even faster.

Transfer an ISA to us for free

We won’t charge a transfer fee. But it’s worth checking whether your current provider does.
More on VitalityInvest ISA charges
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How to transfer an ISA in three easy steps

You can transfer your Stocks and Shares ISA or Cash ISA to a VitalityInvest Stocks and Shares ISA entirely online. Here's how:

  • Step 1: Open an ISA

    1

    Start your VitalityInvest ISA online and tell us how much you'd like to transfer.

  • Step 2: We’ll contact your current provider

    2

    We’ll get in touch with your current provider. If you need to fill out an ISA transfer form, we’ll let you know.

  • Step 3: Your new Vitality ISA is ready to go

    3

    We'll confirm once your money's been transferred to us.

Why transfer an ISA to VitalityInvest?

✓ Our ISA could make you healthier - as well as wealthier
Our ISA plans include the Vitality Programme, which rewards you for getting active and being healthy.

✓ Discounts with the Vitality Programme
Get discounts on trainers, spa stays, activity trackers, travel, coffee and much more. 

✓ Pay less to invest - or nothing at all
You could pay no product charge at all when you invest in Vitality funds and track your activity with the Vitality Programme.

✓ Funds from leading fund providers
Choose from our Vitality funds based on risk level, or from over 500 funds from leading fund providers.

✓ Easy to manage
Login to Member Zone to view and manage your investment.

✓ Take money out anytime 
Take money out and add it back in the same tax year without affecting your annual ISA allowance.
See what your new ISA could be worth
Capital at risk

Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. This information is based on our understanding of existing tax legislation which may change in the future.

An ISA transfer won't affect your ISA allowance

ISA transfers don’t count as newly invested money, so you won’t use up any of your ISA allowance for this year.

✓ ISA allowance for this tax year: £20,000

ISA transfer rules

Transferring this tax year’s ISA contributions
You can move all your money invested in an ISA this tax year, but you can’t transfer part of it.

Transferring previous year’s ISA contributions
You can transfer all or part of money you’ve invested in ISAs in previous years.
Ready to invest?

Get your money moving. Capital at risk.

Transfer an ISA now
Phone icon Call us on 0808 274 6776

Lines are open:
Monday to Friday: 9am – 5pm
Saturday, Sunday and bank holidays: Closed

ISA transfer FAQs

How long do ISA transfers take?

The time it takes to transfer an ISA depends on the provider it’s being transferred from, however should typically take 30 working days for a Stocks and Shares ISA.

Does transferring an ISA use your allowance?

No, ISA transfers don’t count as new money invested.

Can I transfer shares into an ISA?

We’re unable to accept transfers of any assets into a VitalityInvest ISA.

Can I transfer part of an ISA?

You can transfer your ISA from one provider to another, however if you’ve invested money into an ISA in the current tax year, you must transfer the whole amount. Any money invested in previous tax years can be partly or fully transferred.

Will I lose interest if I transfer my ISA?

You should check with your current ISA provider if any interest accrued will be lost if you transfer out before a particular date.

Is there a limit on ISA transfers?

No, you can transfer all of the money in your current ISA regardless of how much is already invested.

Any information given here should not be taken as advice and is not intended as a personal recommendation to invest in a particular product. To find the best investment for you, speak to a financial adviser. You should also regularly assess your existing investments, to make sure they meet your attitude to risk and investment goals at the time.
This Information is accurate as of June 2021 and is relevant to Vitality plans and services only.