Joint life insurance
Life insurance for couples
Whether you’re married, or living together, sharing your finances with your partner is a natural step. And taking out a joint life insurance policy offers you both security if the worst happens.
How much joint life insurance do you and your partner need?
Call us on 0161 216 7595 to speak to an expert adviser, or get a joint life insurance quote.What is a joint life insurance policy?
Joint life insurance is a policy where both partners are under one plan. You or your partner receive a payout when one becomes terminally ill or dies. When the policy pays out, the cover ends and the remaining partner is no longer covered.
How is joint life insurance different from single life insurance?
Single life insurance covers one person rather than two people under one plan. This means both partners are covered individually and both policies pay out.
Is it better to get joint or single life insurance?
Joint life insurance is often cheaper and gives you the right amount of cover as a couple. It considers both partner salaries, monthly outgoings and financial responsibilities.
Having a joint plan does mean it would only pay out once if one of you become ill or died.
Still unsure what type of cover is best for you? You can call one of expert advisers free of charge on 0161 974 2517 They'll talk you through your options and give you unbiased advice.
Our joint life insurance benefits
✓ A brand you can trust - In 2020, we paid out 99.6% of life insurance claims1
✓ Award-winning insurance - 5-star Defaqto rated cover
✓ Free no-obligation advice - Get expert advice from our team of advisers
✓ Cover from day one - Get cover for both partners while we're assessing your application at no charge
✓ Option to split your plan - You’ll have the option to split your plan if you separate or divorce
✓ Adapt your cover in the future - If your situation changes, you can increase your cover without further underwriting. For example, if you have children, you can increase your cover amount.
Joint life insurance options
Below are some of the award-winning cover options we offer. You can choose one or combine them to suits your needs.
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Life insurance
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Choose from term life insurance, or whole of life insurance for lifetime cover.
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Serious Illness Cover
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If you're diagnosed with a serious illness we cover, you'll get a payout to help you while you recover.
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Income protection insurance
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Pays you a monthly income if you can't work due to serious illness or injury.
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Mortgage protection insurance
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Pay off the rest of your mortgage if you die or become terminally ill during the policy term.
All it takes is a couple of minutes.
Get a quoteCall us on 01619742513 to speak to an adviser.
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Joint life insurance FAQs
1 Vitality claims and benefits report August 2021