Optimise your life insurance plan
What is Optimiser and what do you get with it?
- Up to 30% off term life insurance premiums
- Up to 40% off whole of life insurance premiums
- The opportunity to keep your premiums lower
- Quicker underwriting - applying for life insurance can be a lengthy process. Choose Optimiser and you only need to answer 5 medical questions.
How you could keep your premiums lower
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Step 1:
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Buy a life insurance plan with us and add on Optimiser.
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Step 2:
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Track your health and activity to get Vitality points. The more points you earn, the higher your Vitality status. Start at Bronze, and make your way to Silver, Gold and then Platinum.
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Step 3:
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The higher your Vitality status, the lower you could keep your premiums.
Get even bigger and better rewards
- Buy a life insurance plan and add on Optimiser
- Have a monthly premium of at least £45 for a single plan, or at least £60 for a joint plan
- Pay a monthly fee of £4.75 and get Vitality Plus
- This will get you access to all partners and rewards, like Apple Watch and Waitrose & Partners.
All it takes is a couple of minutes.
Get a quoteCall us on 01619742513 to speak to an adviser.
Call me backRelevant guides and articles
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Whole of life insurance
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Whole of life insurance covers you for your entire life. It guarantees a payout to your loved ones when you pass away or become terminally ill.
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Term life insurance
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Term life insurance gives you cover for a specific amount of time. You choose the term, and if you pass away or become ill during that term, your family receive a lump sum.
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Life insurance premiums
![Woman drinking a smoothie whilst sat in front of her laptop]()
Life insurance premiums How are life insurance premiums calculated? Here’s everything you need to know about premiums, how they’re calculated and things to consider.
