Income Protection Insurance

If you got sick or injured, how would you pay your mortgage/rent or even your medical bills as you recover?

You might have sick pay, but what happens if that runs out whilst you are still recovering? Income Protection Cover pays you a monthly tax-free income until you’re well enough to go back to work, which can be used to help pay your bills, your mortgage or even medical costs.

In the eventuality that you can’t go back to work, we’ll pay you an income for the rest of your policy term.

VitalityLife Income Protection Cover at a glance:

• Protection if you’re unable to work – other insurers may not pay a benefit, and instead, they would expect you to take an unsuitable alternative job that fits in with your situation. Our approach means that you can confidently make a claim should you need to
• Back to work benefits: We know that returning to work may be daunting, which is why, if you return to full time work, we’ll give you a cash bonus to help cover any extra costs you may incur.
• Are you self-employed? We understand you need greater flexibility and security. That is why you could start getting your income as early as seven days after you stop working.
• No general exclusions We’ve removed general exclusions that some other insurers apply, such as drug and alcohol abuse and war and civil riot, so you’re more certain of getting what you expect
• Award winning Our Income Protection Cover has been awarded a 5 Star rating by Defaqto

^*Quoted in Cover Magazine, July 2014

---

Cover and rewards from 77p per day*

Taking out a policy doesn't mean you have to cut back on your lifestyle. With our exclusive discounts and rewards, we'll help keep you healthy from day one of taking out Income Protection Cover, so you'll always get something back whether you claim or not.

With Vitality Optimiser, our optional extra, you'll have access to even further exclusive rewards including discounted gym membership with Virgin Active, cinema tickets for getting active, money off travel with British Airways, savings on Eurostar journeys and more.

*Charged on a monthly basis

Explore our reward partners

---

Ready to apply or need more information?

03339204711

03334149323 Get a quote

---

Everyone gets an upfront discount from day one. After the first year, your premium could go up or down depending on how active your lifestyle is. Minimum monthly premiums and further terms and conditions apply.