Call us to talk to a VitalityLife Adviser
03334149323
Or if you’re short on time:
Request a Call Back
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday
« Back to Mortgage Protection Insurance
Our Mortgage Protection Insurance; Mortgage Plus Plan, gives you two types of cover to safeguard your mortgage:
Our Mortgage Life Cover is designed to help you and your family pay off your mortgage if you die, or you’re diagnosed with a terminal illness while you’re covered. It gives you the confidence of knowing that if something happens to you, your mortgage can be taken care of.
Life cover alone isn’t enough to protect your mortgage. A severe illness could put a significant strain on your finances too. You’d be unable to work, and might find yourself earning nothing at all. If that happened, you’d find it harder to pay your mortgage. That’s why we’ve automatically included Mortgage Incapacity Cover in the Mortgage Plus Plan.
Mortgage Life Cover | Mortgage Incapacity Cover | Serious Illness Cover for Mortgages | |
---|---|---|---|
Maximum payment period | Lump sum if die while covered | Up to 24 monthly payments if you are diagnosed with a condition we cover and are unable to do your own job | Lump sum if diagnosed with a condition we cover |
Min entry age next birthday | 17 | 17 | 17 |
Max entry age next birthday | 65 | 65 | 65 |
Maximum expiry age | 70 | 70 | 70 |
Min term | 5 years | Max term | 50 years |
Max term | 50 years | 50 years | 40 years |
Min cover | £50,000 |
£250 per month |
£10,000 |
Max cover | £20,000,000 |
Lower of:
|
£3,000,000 |
8am – 8pm Monday to Friday
9am – 5pm Saturday and Sunday
© Vitality Corporate Services Limited trading as VitalityHealth and VitalityLife. All rights reserved.