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Stocks and Shares ISA

Learn more about our Stocks and Shares ISA

What is a Stocks and Shares ISA?

‘ISA’ stands for Individual Savings Account, and it’s a tax-efficient way to invest your money. While you’d pay tax on interest from a savings account, an ISA lets you keep all the gains. As a result, your investment pot could have a better chance to grow.

A Stocks and Shares ISA invests in funds, unit trusts, bonds and shares in companies. You can decide the exact make-up of your ISA, and change it whenever you like.

If you’re willing to take some risk with your money, Stocks and Shares ISAs have the potential to offer higher returns than Cash ISAs.

You can put in up £20,000 this tax year, and you don't pay tax when you take the money out.

New to investing?

Stocks and Shares ISAs explained
or freephone 0808 274 6776 to find out more

At a glance

✓ Easy to start
Open a plan with as little as £50 a month, or a lump sum of at least £1,500. You can apply online in minutes.

✓ Easy to manage
Stop, start, increase or decrease regular contributions, and pay in lump sums at any time. Login to Member Zone to view and manage your investment.

✓ Hassle-free transfers
We’ll help you transfer any existing ISAs to us. Transfers don’t affect your £20,000 annual ISA allowance for this tax year, unless you have contributed to that ISA in the current tax year. 

✓ Potential to boost your ISA even further
Our Investment Booster and Healthy Living Discount could add extra money on top of returns.

✓ Take money out anytime
Take money out and add it back in the same tax year without affecting your annual ISA allowance.

Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. This information is based on our understanding of existing tax legislation which may change in the future.

Open an ISA

Please remember, the value of investments - and the income from them - can go down as well as up, meaning you may get back less than you invest. This information is based on our understanding of existing tax legislation which may change in the future.

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